Abu Dhabi Islamic Bank MILITARY

Direct Defence Contracting & Procurement

Abu Dhabi Islamic Bank PJSC (ADIB) is an Abu Dhabi-incorporated public joint-stock company whose disclosed activities are Islamic banking, financing, and investment. ¹

No public evidence identified of an ADIB or consolidated-group contract, tender award, framework agreement, or memorandum with the Israeli Ministry of Defense, Israel Defense Forces, Israel Prison Service, Border Police, or another Israeli security body in the reviewed corporate, UN, civil-society, and focused-search materials. ^{1, 2, 3, 4, 5}

ADIB’s Q3 2020 management discussion stated that it had signed a memorandum of understanding with Bank Leumi to explore future cooperation in the UAE, Israel, and other international markets. ⁶

The disclosed MoU does not identify a defence or security end-user, military procurement, weapons-related service, implementation activity, duration, or current status. ⁶

Dual-Use Products & Tactical Variants

ADIB’s reported group activities comprise banking, securities brokerage, real-estate investment and services, manpower supply, other services, fund services, and special-purpose vehicles. ^{1, 7}

No public evidence identified that ADIB manufactures or markets tactical, ruggedised, military-specification, defence-grade, or other dual-use physical products for Israeli security end-users. ^{1, 7}

No public evidence identified of ADIB export-licence applications, end-user certificates, or export-control decisions concerning products for Israeli military or security end-users. ^{6, 7}

Heavy Machinery, Construction & Infrastructure

ADIB’s disclosed group structure includes real-estate and manpower-service subsidiaries, but the audited disclosures do not identify construction-equipment manufacturing, engineering, or infrastructure-contracting operations. ^{1, 7}

No public evidence identified that ADIB equipment, vehicles, machinery, subsidiaries, or authorised dealers were used in settlement construction, the separation barrier, military installations, demolitions, checkpoints, or detention facilities in occupied territory. ^{7, 2, 3, 4, 5}

No public evidence identified of ADIB construction, engineering, maintenance, or servicing contracts for Israeli military bases, settlement infrastructure, checkpoints, detention facilities, or the separation barrier. ^{7, 2, 3, 4, 5}

Supply Chain Integration with Defence Primes

No public evidence identified of component supply, co-production, joint development, technology transfer, licensed manufacturing, or programme-specific finance between ADIB or its reported subsidiaries and Elbit Systems, Israel Aerospace Industries, Rafael, IMI/Elbit Land, or another Israeli defence prime. ^{1, 7, 2, 4}

The 2024 audited accounts identify no manufacturing or defence-industrial subsidiary within ADIB’s consolidated group, which is a disclosure-scoped observation rather than proof that no relationship exists outside the reported group. ⁷

Logistical Sustainment & Base Services

No public evidence identified that ADIB provided catering, transport, fuel, telecommunications, facilities services, freight forwarding, port handling, or arms-shipment support to Israeli military installations, detention centres, security facilities, or defence cargo. ^{1, 6, 7, 2, 4}

The disclosed Bank Leumi MoU is described as an exploration of financial-services cooperation and gives no indication of military logistics, defence cargo, or services to Israeli security installations. ⁶

Munitions, Weapons Systems & Strategic Platforms

No public evidence identified that ADIB or its reported subsidiaries manufactures, integrates, maintains, finances under a disclosed programme, or supplies munitions, lethal weapons, missile-defence systems, military aircraft, tanks, naval platforms, purpose-built targeting software, or critical weapons subsystems for Israeli end-users. ^{1, 7, 2, 4}

ADIB’s audited disclosures describe financial and service-sector activities rather than weapons production or defence-platform operations. ^{1, 7}

Export Licensing, Regulatory & Legal History

No public evidence identified of an arms-export licence granted, denied, suspended, or revoked for ADIB products to Israel, or of sanctions, arms-control enforcement, export-control action, or judicial proceedings tied to an ADIB Israeli-defence supply relationship. ^{6, 7, 2, 3, 4, 5}

No public evidence identified in the reviewed materials of a verified ADIB Israeli military-related activity continuing after 19 July 2024 or after November 2024. ^{6, 7}

The only Israel-related commercial arrangement identified in the reviewed material is the 2020 Bank Leumi MoU, whose continuation or termination was not established. ⁶

Civil Society Scrutiny & Documented Investigations

The supplied document-scoped review found no ADIB mention in the checked UN Special Rapporteur report, OHCHR settlement-business database materials, PAX financier report, or Al-Haq report. ^{2, 3, 4, 5}

These document-scoped results do not establish database-wide, sector-wide, or registry-wide absence. ^{2, 3, 4, 5}

Safa News Agency reported an activist boycott call in December 2020 premised on ADIB’s Bank Leumi MoU. ⁸

That report evidences the existence of a campaign allegation, not independent evidence that ADIB supplied Israeli military or security bodies or supported settlement activity. ^{6, 8}

No public corporate response, contract termination, end-use-monitoring commitment, or policy change concerning that boycott call was identified in the reviewed ADIB records. ^{1, 7}

ADIB reported 61 UAE branches, overseas branches in Iraq, Qatar, and Sudan, and subsidiaries in the UAE, Egypt, and the United Kingdom as at 31 December 2025, without listing an Israeli branch or subsidiary. ¹

As at 31 December 2025, Emirates International Investment Company LLC was ADIB’s largest disclosed direct shareholder with 39.40%, while the disclosure did not establish it as a majority parent. ⁹

National Holding stated that Emirates International Investment Company, described as its strategic investment arm, acquired an additional 7.6% ADIB stake from Mubadala Investment Company in May 2023. ¹⁰

ADIB’s 2025 AGM elected a seven-member board chaired by Jawaan Awaidha Al Khaili, with Faisal Sultan Al-Shuaibi as vice chair. ¹¹

ADIB identifies Faisal Al-Shuaibi as Director General of Strategy and Performance Development at the UAE Ministry of Interior, a UAE government-security role that does not itself evidence an Israeli military-channel relationship. ¹